Getting older is not without its fair share of changes. One of the more important of these changes is the financial situation you’ll find yourself in and it’s a situation worth discussing so that you can make the best of it and prepare yourself.
Limited finances
Money can be a difficult area for many senior citizens and pensioners. Whether accessing savings or
pensions, the average elderly member is forced to operate and live on a very limited budget.
This strict income can make finances difficult as it limits the amount of expenses that can be achieved forcing many to use cheap alternatives and seek affordable solutions.
Budgeting is clearly a crucial skill at this point as the limited income has a lot to pay for; from simple food shopping to utility bills and the general costs of living.
Adapting the home
Of course, there are also physical changes that come with old age too. These may often
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warrant
some important home improvements and this threatens to eat into the limited budget that’s already been discussed.
Walking, for instance, is something that becomes more difficult and many of us need better mobility within the home. This often comes in the form of a stairlift which many worry will cost too much.
Thankfully, I recently discovered you can apply for stairlift grants which award money for this very
cause; helping to make it an affordable process.
Senior benefits
There are also other benefits that those of us in our later years can make use of. The typical example is the senior citizens bus pass which grants free travel for those over a certain age. This is
a highly useful method of getting around and ensures freedom is not
restricted as we age.
Unfortunately, some areas of the UK are becoming stricter with this. I recently read that Leicester City Council proposed the cutting of early morning travel privileges for the elderly as part of wider attempt to cut costs, leading to a great deal of backlash for those of us who see this as a fundamental right rather than a privilege.
Other examples of free services we should look out for include leisure centres, libraries, museums
and various social venues that aren’t operated by the local council. These often offer free access
for senior citizens or at least lower their prices significantly in recognition of our age in wisdom.
Making the most of these when they are available will not only provide something to do; it will cut
down your leisure costs wherever possible too – perfect!
This article has been written by Amid Sandy, a charity volounteer working for Age UK.
